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Funeral directors frequently lack transactional experience. BSF feel vulnerable in the face of the numerous brokers and consultants who constantly seek their attention. Riding the Web for help is in many cases a dreary and tedious errand that could conceivably land them perfectly located. Education in the complexities and dangers of buying, selling, and financing is needed for funeral directors. BSF need to realize they are purchasing a decent business and that they can find lasting success in the business over the long run. It is essential for prospective buyers to be aware that they have a "friendly, trusting relationship" with the seller, that they have obtained financing that is within their means, and that they did not overpay for the business. To ensure that the financing portion of the transaction does not take an excessive amount of the business's profits over time, both buyers and sellers require competitive financing with flexible terms and minimal fees.